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Charleston Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership.  In order to accomplish this mission, the Charleston Federal Credit Union will continue a sound yet progressive asset management strategy and provide new and improved financial services to current and future members through membership input and management initiatives.

History and Structure

Charleston Federal Credit Union was chartered on April 3, 1959 for the Federal employees who work in or supervised from Kanawha Valley.

Each year Members gather at the Annual Meeting to elect our Board of Directors from the Membership and to conduct other such business as may be brought to the meeting’s attention. Board members are uncompensated volunteers. The Board of Directors elect their own officers from the group that the Membership elects to serve as directors.

The Board is directly responsible to the Membership. The Supervisory Committee is the Credit Union’s and the Membership’s watchdog. While it is appointed by the Board from the Credit Union’s Membership, it too is directly responsible to the Membership. The Committee is responsible for regulatory and procedural compliance and Credit Union safety and soundness. The Credit Union Manager is hired by the Board of Directors. The Manager reports directly to the Board. The Manager is responsible for the execution of the Board’s directions in the daily operations of the Credit Union and in meeting Members’ expectations. The Manager monitors the performance of all staff for the benefit of the Membership.

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