SHARE AND LOAN RATES as of 10/1/2022 |
Share Accounts |
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SHARES (savings) |
.15 Div. Rate | .15 APY |
CHRISTMAS CLUB | 1.50 Div. Rate | 1.50 APY |
$500/month max dep – payout 1st of Oct. | ||
VACATION CLUB | .50 Div. Rate | .50 APY |
3 withdrawals per calendar year | ||
Share Certificate Accounts |
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3 MONTHS | .05% Div Rate | .05 APY |
$10,000 or more .20% Div Rate .20% APY | ||
6 MONTHS | .10% Div Rate | .10% APY |
$10,000 or more .25% Div Rate .25% APY | ||
12 MONTHS | .25% Div Rate | .25% APY |
$10,000 or more .40% Div Rate .40% APY | ||
18 MONTHS | .30% Div Rate | .30% APY |
$10,000 or more .45% Div Rate .45% APY | ||
24 MONTHS | .35% Div Rate | .35% APY |
$10,000 or more .50% Div Rate .50% APY | ||
Loan Accounts |
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Unsecured Loans (Signature) |
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PERSONAL LOANS | 12.00% APR | 60 months |
$0 Minimum $10,000 Maximum | ||
DEBT CONSOLIDATION LOAN | 12.00% APR | 60 months |
$0 Minimum $10,000 Maximum (Proceeds payable directly to creditors) | ||
WINTER LOAN SPECIAL UP TO $2,500 FOR 24 MONTHS AT 5.00% (sample payment at these terms $110/month) | ||
Vehicle Loans |
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NEW AUTO | 4.25% APR | 60 months – 1% discount for auto pay loans* |
84 months rate 5.75% APR | ||
USED AUTO | 5.75% APR | varies depending on model year-1% disc for autopay* |
*We are also doing a Transunion credit score discount by lowering your interest rate by the primary borrowers credit score on all title secured loans!!! For example, if you credit score is 685. we would reduce your rate by .685% So now is a great time to think about buying that new vehicle you’ve been putting off. | ||