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SHARE AND LOAN RATES as of 1/1/2025 |
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Share Accounts |
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| SHARES (savings) |
.25 Div. Rate | .25 APY |
| CHRISTMAS CLUB | 2.00 Div. Rate | 2.02 APY |
| $500/month max dep – payout 1st of Oct. | ||
| VACATION CLUB | .50 Div. Rate | .50 APY |
| 3 withdrawals per calendar year | ||
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Share Certificate Accounts |
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| 3 MONTHS | 2.05% Div Rate | 2.07 APY |
| $10,000 or more 2.20% Div Rate 2.22% APY | ||
| 6 MONTHS | 2.10% Div Rate | 2.12% APY |
| $10,000 or more 2.25% Div Rate 2.27% APY | ||
| 12 MONTHS | 2.25% Div Rate | 2.27% APY |
| CD SPECIAL $$$$$ $10,000 or more 4.25% Div Rate 4.33% APY $$$$ | ||
| 18 MONTHS | 2.30% Div Rate | 2.32% APY |
| $10,000 or more 2.45% Div Rate 2.48% APY | ||
| 24 MONTHS | 2.35% Div Rate | 2.38% APY |
| $10,000 or more 2.50% Div Rate 2.53% APY | ||
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Loan Accounts |
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Unsecured Loans (Signature) |
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| PERSONAL LOANS | 12.00% APR | 60 months |
| $0 Minimum $10,000 Maximum | ||
| DEBT CONSOLIDATION LOAN | 12.00% APR | 60 months |
| $0 Minimum $10,000 Maximum (Proceeds payable directly to creditors) | ||
| SEASONAL LOAN SPECIALS UP TO $2,500 FOR 24 MONTHS AT 5.00% (sample payment at these terms $110/month) | ||
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Vehicle Loans |
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| NEW AUTO | 6.25% APR 84 months 5.75% APR 72 months
5.25% APR 60 months* |
1% discount for auto pay loans* |
| 72 months 6.50% 84 months rate 7.00% APR | ||
| USED AUTO | Rates varies depending on the year model & term of loan | 1% disc for auto pay loans* |
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