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SHARE AND LOAN RATES

as of 11/1/2020
Rates subject to change without notice
Fees could reduce the earnings on Club and Share Certificate Accounts

Share Accounts

SHARES (savings)
.15 Div. Rate .15 APY
CHRISTMAS CLUB 1.00 Div. Rate 1.00 APY
$500/month max dep – payout 1st of Oct.
VACATION CLUB .25 Div. Rate .25 APY
3 withdrawals per calendar year

Share Certificate Accounts

3 MONTHS .05% Div Rate .05 APY
$10,000 or more  .20% Div Rate  .20% APY
6 MONTHS .10% Div Rate .10% APY
$10,000 or more  .25% Div Rate  .25% APY
12 MONTHS .25% Div Rate .25% APY
$10,000 or more  .40% Div Rate  .40% APY
18 MONTHS .30% Div Rate .30% APY
$10,000 or more  .45% Div Rate  .45% APY
24 MONTHS .35% Div Rate .35% APY
$10,000 or more  .50% Div Rate  .50% APY

Loan Accounts

Unsecured Loans (Signature)

 PERSONAL LOANS 12.00% APR 60 months
$0 Minimum $10,000 Maximum
DEBT CONSOLIDATION LOAN 12.00% APR 60 months
$0 Minimum $10,000 Maximum (Proceeds payable directly to creditors)

Vehicle Loans


NEW AUTO 4.25% APR 60 months – 1% discount for auto pay loans*
84 months rate 5.75% APR
USED AUTO 5.75% APR varies depending on model year-1% disc for autopay*
*We are also doing a Transunion credit score discount by lowering your interest rate by the primary borrowers credit score on all title secured loans!!! For example, if you credit score is 685. we would reduce your rate by .685% So now is a great time to think about buying that new vehicle you’ve been putting off.

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