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SHARE AND LOAN RATES as of 11/1/2024 |
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Share Accounts |
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| SHARES (savings) |
.25 Div. Rate | .25 APY |
| CHRISTMAS CLUB | 2.00 Div. Rate | 2.02 APY |
| $500/month max dep – payout 1st of Oct. | ||
| VACATION CLUB | .50 Div. Rate | .50 APY |
| 3 withdrawals per calendar year | ||
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Share Certificate Accounts |
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| 3 MONTHS | 2.05% Div Rate | 2.07 APY |
| $10,000 or more 2.20% Div Rate 2.22% APY | ||
| 6 MONTHS | 2.10% Div Rate | 2.12% APY |
| $10,000 or more 2.25% Div Rate 2.27% APY | ||
| 12 MONTHS | 2.25% Div Rate | 2.27% APY |
| CD SPECIAL $$$$$ $10,000 or more 4.25% Div Rate 4.33% APY $$$$ | ||
| 18 MONTHS | 2.30% Div Rate | 2.32% APY |
| $10,000 or more 2.45% Div Rate 2.48% APY | ||
| 24 MONTHS | 2.35% Div Rate | 2.38% APY |
| $10,000 or more 2.50% Div Rate 2.53% APY | ||
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Loan Accounts |
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Unsecured Loans (Signature) |
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| PERSONAL LOANS | 12.00% APR | 60 months |
| $0 Minimum $10,000 Maximum | ||
| DEBT CONSOLIDATION LOAN | 12.00% APR | 60 months |
| $0 Minimum $10,000 Maximum (Proceeds payable directly to creditors) | ||
| SEASONAL LOAN SPECIALS UP TO $2,500 FOR 24 MONTHS AT 5.00% (sample payment at these terms $110/month) | ||
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Vehicle Loans |
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| NEW AUTO | 6.25% APR 84 months 5.75% APR 72 months
5.25% APR 60 months* |
1% discount for auto pay loans* |
| 72 months 6.50% 84 months rate 7.00% APR | ||
| USED AUTO | Rates varies depending on the year model & term of loan* | 1% disc for auto pay loans* |
| * We are also doing a TransUnion credit score discount by lowering your interest rate by the primary borrowers credit score on all title secured loans!!! For example, if you credit score is 685. we would reduce your rate by .685% So now is a great time to think about buying that new vehicle you’ve been putting off. * | ||
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