300 Virginia Street E Room 4203
Charleston, WV 25301

Tel: +(304) 347-3393

RATES

SHARE AND LOAN RATES

As of October 1, 2018

Rates subject to change without notice

Fees could reduce the earnings on Club and Share Certificate Accounts

Share/Savings Accounts

Share Accounts


SHARES .35 Div. Rate .35 APY *
CHRISTMAS CLUB 1.00 Div. Rate 1.00 APY *
    $500/month max dep – payout 1st of Oct.
VACATION CLUB .45 Div. Rate .45 APY *
    3 withdrawals per calendar year

Share Certificate Accounts


3 MONTHS .35 Div Rate .35 APY *
    $10,000 or more .50% .50% APY
6 MONTHS .60 Div Rate .60 APY *
    $10,000 or more .75% .75% APY
12 MONTHS .75 Div Rate .75 APY *
    $10,000 or more .90% .90% APY
18 MONTHS .90 Div Rate .90 APY *
    $10,000 or more 1.05% 1.05% APY
24 MONTHS 1.00 Div Rate 1.00 APY *
    $10,000 or more 1.15% 1.15% APY

Loan Accounts

Unsecured Loans (Signature)


REGULAR SIGNATURE LOAN 15.00% APR 60 months
  $0 Minimum $10000 Maximum
Personal Loans 13.00% APR 36 months
  $0 Minimum $10000 Maximum
Debt Consolidation Loan 12.00% APR 60 months
  $0 Minimum $10000 Maximum (Proceeds payable directly to creditors)

Vehicle Loans


New Auto 4.25% APR 60 months – 1% discount for auto pay loans
  72 months rate 5.25% APR
Used Auto 5.75% APR varies depending on model year-1% disc for autopay
 We are also doing a Transunion credit score discount by lowering your interest rate by the primary borrowers credit score on all title secured loans!!!  For example, if you credit score is 685. we would reduce your rate by .685%  So now is a great time to think about buying that new vehicle you’ve been putting off.